home buying.
Moving is the hard part.
Competitive rates for home purchase, refinance, or construction
Available for primary residence, second homes, vacation homes, or investment properties
A wide range of terms customized to your unique situation:
First-time homebuyers
Move-up borrowers
Retirees
Very low and low-to-moderate-income borrowers
Families in underserved areas
Loan advisors with working knowledge of the Chicago metropolitan area’s real estate market
Free pre-qualification for extra confidence when buying your home
Attentive, friendly service from start to finish
Use the equity in your home for several ongoing or seasonal needs:
Education expenses
Major life events
Major home improvements
Debt consolidation
Emergency reserve
And much more
Rates 1 :
$0 - $99,999.99 = Prime + 1.00% (currently 9.50%)
$100,000.00 - $249,999.99 = Prime + 0.50% (currently 9.00%)
No application fees
No closing costs
Convenient Term:
10-year Draw Period
20-year Repayment Period
Additional Terms and Conditions: Offer valid for owner-occupied dwellings only and subject to credit approval. Minimum loan amount of $10,000. Early closure fee of $500 if loan is closed within the first 24 months. No annual fee the first year, $75 annual fee thereafter. Property insurance is required. Flood hazard insurance may be required. Some restrictions may apply. Offer may change or be withdrawn at any time without notice. Consult a tax advisor for information regarding the deductibility of interest and charges.
1 Interest rate is variable based on The Wall Street Journal Prime Rate. The minimum APR will be 4.50% and can change monthly. There is no limit on the amount by which the APR can change during the term of the loan. However, under no circumstances will your APR exceed 21.000% per annum at any time during the term of the loan.
APR's are current as of November 13, 2023.