Our lenders simplify
home buying.
Moving is the hard part.
FNBC Mortgage Portal
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Competitive rates for home purchase, refinance, or construction
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Available for primary residence, second homes, vacation homes, or investment properties
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A wide range of terms customized to your unique situation:
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First-time homebuyers
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Move-up borrowers
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Retirees
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Very low and low-to-moderate-income borrowers
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Families in underserved areas
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Loan advisors with working knowledge of the Chicago metropolitan area’s real estate market
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Free pre-qualification for extra confidence when buying your home
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Attentive, friendly service from start to finish
Home Equity Line of Credit
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Use the equity in your home for several ongoing or seasonal needs:
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Education expenses
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Major life events
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Major home improvements
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Debt consolidation
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Emergency reserve
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And much more
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Rates 1 :
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$0 - $99,999.99 = Prime + 1.00% (currently 8.50%)
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$100,000.00 - $249,999.99 = Prime + 0.50% (currently 8.00%)
- $250,000.00+ = Prime (currently 7.50%)
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No application fees
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No closing costs
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Convenient Term:
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10-year Draw Period
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20-year Repayment Period
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Additional Terms and Conditions: Offer valid for owner-occupied dwellings only and subject to credit approval. Minimum loan amount of $10,000. Early closure fee of $500 if loan is closed within the first 24 months. No annual fee the first year, $75 annual fee thereafter. Property insurance is required. Flood hazard insurance may be required. Some restrictions may apply. Offer may change or be withdrawn at any time without notice. Consult a tax advisor for information regarding the deductibility of interest and charges.
1 Interest rate is variable based on The Wall Street Journal Prime Rate. The minimum APR will be 4.50% and can change monthly. There is no limit on the amount by which the APR can change during the term of the loan. However, under no circumstances will your APR exceed 21.000% per annum at any time during the term of the loan.
APR's are current as of December 19, 2024.